Long Beach · Financial Advisory

Your wealth
deserves a steady hand

Harbor Financial Consulting provides personalized financial planning, tax strategy, and wealth management services to individuals, families, and business owners across Southern California.

Fiduciary Standard

We always act in your best interest

Personal Attention

Limited client roster, unlimited dedication

Transparent Fees

No hidden charges, no commission pressure

Long-Term Focus

Planning that spans decades, not quarters

Anchored in Long Beach, serving families and businesses throughout Southern California

Harbor Financial Consulting was founded on a straightforward principle: that every person and business deserves access to thoughtful, unconflicted financial guidance. We're not a brokerage. We don't sell products. We solve problems.

From our office overlooking the Long Beach harbor, we work with clients on the full spectrum of financial life — from building a retirement plan in your 30s to navigating the tax implications of selling a business in your 60s.

Financial services built around your life

Scroll to explore our core service areas. Each engagement is customized to your unique circumstances.

01

Retirement Planning

Comprehensive retirement projections, income strategy design, Social Security optimization, and drawdown planning so you can retire with clarity and confidence.

02

Tax Strategy

Proactive tax planning, Roth conversion analysis, capital gains management, and multi-year tax projections that go far beyond annual filing.

03

Estate & Legacy Planning

Trust structuring, beneficiary optimization, charitable giving strategies, and coordination with your estate attorney to protect what you've built.

04

Investment Management

Evidence-based portfolio construction, risk-adjusted allocation, periodic rebalancing, and ongoing monitoring aligned with your goals and risk tolerance.

05

Business Owner Advisory

Entity structuring, cash flow optimization, retirement plans for business owners (SEP, SIMPLE, Solo 401k), and pre-sale financial planning.

06

Insurance & Risk Review

Independent analysis of your life, disability, and liability coverage to ensure adequate protection without overspending on unnecessary policies.

We'd love to hear from you

Address
111 W Ocean Blvd, Suite 400
Long Beach, CA 90802
Meetings
In-Person & Virtual Available

Office Hours

Monday – Thursday8:30 AM – 5:30 PM
Friday8:30 AM – 4:00 PM
Saturday – SundayClosed

Financial clarity,
delivered monthly

Join our mailing list for market commentary, tax planning tips, and practical financial guidance written in plain English.

  • Monthly market and economic outlook
  • Tax-saving strategies and deadlines
  • Retirement and estate planning tips
  • Invitations to client workshops
Subscribe to Harbor Compass

Welcome aboard.

Check your inbox for a confirmation email. Click the link inside to verify your subscription and start receiving Harbor Compass.